The Payment Stack Behind Modern E-Commerce Platforms: Gateways, Wallets, and Payouts

The Payment Stack Behind Modern E-Commerce Platforms: Gateways, Wallets, and Payouts

When a customer clicks “pay” on a well-built online store, roughly a dozen systems fire in under two seconds: tokenization, fraud scoring, authorization, routing, ledger entries, webhook notifications. The merchant sees a single confirmed order. Understanding what actually sits underneath that click has become essential knowledge for anyone building or scaling an online business, because […]